:root{
  --navy:#0b2340;--navy-2:#12325a;--blue:#1569c7;--aqua:#14a3c7;--aqua-50:#e8f6fb;
  --orange:#f25c05;--orange-d:#d24d00;--ink:#14202e;--muted:#516173;--line:#dbe4ee;
  --bg:#ffffff;--bg-2:#f4f8fb;--radius:14px;--shadow:0 10px 30px rgba(11,35,64,.10);
  --max:1180px;--font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-underline-offset:2px}
a:hover{color:var(--navy)}
h1,h2,h3,h4{line-height:1.2;color:var(--navy);margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.4vw,3.1rem);font-weight:800}
h2{font-size:clamp(1.5rem,2.8vw,2.05rem);font-weight:800;margin-top:1.8em}
h3{font-size:1.2rem;font-weight:750;margin-top:1.4em}
p{margin:0 0 1.05em}
ul,ol{padding-left:1.25em;margin:0 0 1.2em}
li{margin:.3em 0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}
/* top bar + header */
.topbar{background:var(--navy);color:#cfe3f5;font-size:.86rem}
.topbar .wrap{display:flex;gap:18px;justify-content:space-between;align-items:center;min-height:38px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar .pill{background:rgba(255,255,255,.12);padding:2px 10px;border-radius:99px;color:#fff;font-weight:700}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;line-height:1.1}
.brand svg{width:40px;height:40px;flex:none}
.brand small{display:block;font-weight:600;color:var(--muted);font-size:.74rem;letter-spacing:.02em}
nav.main{display:flex;gap:4px;align-items:center}
nav.main a{color:var(--ink);text-decoration:none;font-weight:650;font-size:.95rem;padding:8px 10px;border-radius:8px}
nav.main a:hover,nav.main a[aria-current]{background:var(--aqua-50);color:var(--navy)}
.btn{display:inline-flex;align-items:center;gap:8px;justify-content:center;font-weight:800;text-decoration:none;border-radius:10px;padding:13px 20px;border:2px solid transparent;font-size:1rem;cursor:pointer;line-height:1.1}
.btn-call{background:var(--orange);color:#fff}
.btn-call:hover{background:var(--orange-d);color:#fff}
.btn-ghost{border-color:currentColor;color:var(--navy);background:transparent}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn svg{width:18px;height:18px}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-weight:700;color:var(--navy)}
@media (max-width:980px){
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:10px 20px 18px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  nav.main.open{display:flex}
  .menu-toggle{display:inline-block}
  header.site .btn-call{padding:10px 14px;font-size:.92rem}
}
@media (max-width:520px){header.site .btn-call .lbl{display:none}}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 55%,#0f4e7a 100%);color:#e8f1fa;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding-top:56px;padding-bottom:60px}
.hero h1{color:#fff}
.hero .lead{font-size:1.15rem;color:#d3e4f4;max-width:44em}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--aqua);margin-bottom:12px}
.hero .eyebrow{color:#7fd9ef}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 14px}
.hero .btn-ghost{color:#fff}
.hero .btn-ghost:hover{background:#fff;color:var(--navy)}
.hero .proof{font-size:.92rem;color:#b7cde3}
.hero-art{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:20px;padding:14px}
.page-hero .wrap{grid-template-columns:1fr;padding-top:34px;padding-bottom:40px}
.page-hero h1{font-size:clamp(1.8rem,3.8vw,2.6rem)}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-top:36px}.hero-art{display:none}}
.crumbs{font-size:.85rem;margin-bottom:12px;color:#b7cde3}
.crumbs a{color:#d9ecfb}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"›";margin-right:6px;opacity:.7}
/* trust strip */
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust ul{list-style:none;margin:0;padding:16px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.trust li{display:flex;gap:10px;align-items:center;font-weight:700;color:var(--navy);font-size:.95rem;margin:0}
.trust svg{width:26px;height:26px;flex:none;color:var(--aqua)}
@media (max-width:800px){.trust ul{grid-template-columns:repeat(2,1fr)}}
/* layout */
main{display:block}
.section{padding:56px 0}
.section.alt{background:var(--bg-2)}
.content{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px;padding:44px 20px 60px}
.content.wide{grid-template-columns:minmax(0,1fr)}
@media (max-width:980px){.content{grid-template-columns:1fr}}
article.body{min-width:0}
article.body>h2:first-child{margin-top:0}
aside.side{position:relative}
.side .box{position:sticky;top:96px;background:var(--navy);color:#dbe8f5;border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.side .box h2{color:#fff;font-size:1.3rem;margin-top:0}
.side .box .btn{width:100%;margin:8px 0 14px}
.side .box ul{padding-left:1.1em;font-size:.95rem}
.side .links{margin-top:22px;background:var(--bg-2);border-radius:var(--radius);padding:20px;border:1px solid var(--line)}
.side .links h2{font-size:1.05rem;margin:0 0 10px}
.side .links ul{list-style:none;padding:0;margin:0;font-size:.93rem}
.side .links li{border-top:1px solid var(--line);padding:7px 0;margin:0}
.side .links li:first-child{border-top:0}
.side .links a{text-decoration:none;font-weight:600}
/* components */
.answer{background:var(--aqua-50);border-left:5px solid var(--aqua);border-radius:10px;padding:18px 20px;margin:0 0 26px}
.answer p:last-child{margin:0}
.answer strong.k{display:block;color:var(--navy);font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:4px}
.callout{border:1px solid #f5c7a9;background:#fff6f0;border-radius:10px;padding:16px 18px;margin:20px 0}
.callout.safe{border-color:#f3b3b3;background:#fff3f3}
.callout p:last-child{margin:0}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;text-decoration:none;color:var(--ink);display:block;transition:transform .15s,box-shadow .15s}
a.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);color:var(--ink)}
.card h3{margin:.5em 0 .35em;font-size:1.12rem}
.card p{margin:0;color:var(--muted);font-size:.95rem}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--aqua-50);display:grid;place-items:center;color:var(--blue)}
.card .ico svg{width:26px;height:26px}
.card .more{display:inline-block;margin-top:10px;font-weight:750;color:var(--blue);font-size:.92rem}
.steps{list-style:none;padding:0;counter-reset:s;display:grid;gap:14px;margin:18px 0 26px}
.steps li{counter-increment:s;position:relative;padding:16px 18px 16px 64px;background:#fff;border:1px solid var(--line);border-radius:12px;margin:0}
.steps li:before{content:counter(s);position:absolute;left:16px;top:15px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center}
.steps li strong{color:var(--navy)}
.checks{list-style:none;padding:0}
.checks li{position:relative;padding-left:30px}
.checks li:before{content:"";position:absolute;left:0;top:.42em;width:18px;height:18px;border-radius:50%;background:var(--aqua) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.table-wrap{overflow-x:auto;margin:16px 0 26px;border:1px solid var(--line);border-radius:12px}
table{border-collapse:collapse;width:100%;font-size:.95rem;background:#fff}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:700}
tr:last-child td{border-bottom:0}
tbody tr:nth-child(even) td{background:#f9fbfd}
figure{margin:22px 0 28px}
figure img{border-radius:12px;border:1px solid var(--line);background:#fff;width:100%}
figcaption{font-size:.86rem;color:var(--muted);margin-top:8px}
.faq details{border:1px solid var(--line);border-radius:12px;margin:10px 0;background:#fff}
.faq summary{cursor:pointer;font-weight:750;color:var(--navy);padding:16px 48px 16px 18px;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:18px;top:12px;font-size:1.5rem;color:var(--aqua);font-weight:400}
.faq details[open] summary:after{content:"–"}
.faq details>div{padding:0 18px 14px}
.cta-band{background:linear-gradient(120deg,var(--orange) 0%,#ff7a2e 100%);color:#fff}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:34px;padding-bottom:34px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 4px;font-size:clamp(1.4rem,2.6vw,1.9rem)}
.cta-band p{margin:0;color:#fff5ee}
.cta-band .btn{background:#fff;color:var(--orange-d)}
.cta-band .btn:hover{background:var(--navy);color:#fff}
.kicker{font-size:.8rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--blue);margin-bottom:8px}
.center{text-align:center}
.sec-head{max-width:760px;margin:0 auto 28px;text-align:center}
.sec-head h2{margin-top:0}
.muted{color:var(--muted)}
.small{font-size:.88rem}
.meta-line{font-size:.88rem;color:var(--muted);margin:-4px 0 18px}
.toc{background:var(--bg-2);border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin:0 0 26px}
.toc strong{color:var(--navy)}
.toc ol{margin:.5em 0 0;columns:2;column-gap:28px}
@media (max-width:600px){.toc ol{columns:1}}
.zip{display:inline-block;background:var(--aqua-50);color:var(--navy);border-radius:99px;padding:3px 12px;font-weight:750;font-size:.9rem;margin:2px}
/* footer */
footer.site{background:#081a30;color:#b9cadc;font-size:.94rem;padding:48px 0 90px}
footer.site .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
footer.site h2{color:#fff;font-size:1rem;margin:0 0 12px;letter-spacing:.02em}
footer.site a{color:#dbe9f7;text-decoration:none}
footer.site a:hover{text-decoration:underline}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin:6px 0}
footer.site .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.85rem}
@media (max-width:900px){footer.site .cols{grid-template-columns:1fr 1fr}}
@media (max-width:560px){footer.site .cols{grid-template-columns:1fr}}
/* mobile call bar */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;background:var(--navy);padding:10px 12px;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
.callbar a{width:100%}
@media (max-width:760px){.callbar{display:flex}}
.post-list .card .date{font-size:.82rem;color:var(--muted);font-weight:700}
.author-box{display:flex;gap:14px;align-items:flex-start;background:var(--bg-2);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-top:30px;font-size:.94rem}
:focus-visible{outline:3px solid var(--aqua);outline-offset:2px}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.btn svg{flex:none;width:18px!important;height:18px!important}
@media (max-width:640px){
  .topbar .wrap>span{display:none}
  .topbar .wrap{justify-content:center;min-height:32px}
  .brand small{display:none}
  .brand{font-size:.95rem}
  .brand svg{width:34px;height:34px}
  header.site .wrap{min-height:60px}
  header.site .btn-call{padding:10px 12px}
  .hero .ctas .btn{width:100%}
}
.page-hero.has-art .wrap{grid-template-columns:1.1fr .9fr}
@media (max-width:900px){.page-hero.has-art .wrap{grid-template-columns:1fr}}
.hero-art img{border-radius:12px;width:100%;aspect-ratio:16/9;object-fit:cover;background:#fff}
.hero:not(.page-hero) .hero-art img{aspect-ratio:auto}
figure.photo img{aspect-ratio:16/9;object-fit:cover}
.map{border-radius:12px;overflow:hidden;border:1px solid var(--line);margin:14px 0 26px;background:var(--bg-2)}
.map iframe{display:block}
@media (max-width:900px){.page-hero.has-art .hero-art,.hero:not(.page-hero) .hero-art{display:block;padding:8px;margin-top:6px}}
.card.has-thumb{padding:0;overflow:hidden}
.card.has-thumb .thumb{width:100%;aspect-ratio:16/9;object-fit:cover;display:block;border-bottom:1px solid var(--line)}
.card.has-thumb .ico{margin:-26px 0 0 18px;position:relative;background:#fff;box-shadow:0 4px 12px rgba(11,35,64,.15)}
.card.has-thumb h3,.card.has-thumb p,.card.has-thumb .more{margin-left:20px;margin-right:20px}
.card.has-thumb .more{margin-bottom:18px}
.brand svg{border-radius:12px}

/* lead form */
.lead-form{background:var(--bg-2);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:0 0 30px;display:grid;gap:14px}
.lead-form label{display:grid;gap:6px;font-weight:700;font-size:.95rem;color:var(--navy)}
.lead-form input,.lead-form select,.lead-form textarea{font:inherit;font-weight:400;color:var(--ink);background:#fff;border:1px solid #b9c7d6;border-radius:10px;padding:11px 12px;width:100%}
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:3px solid rgba(20,163,199,.35);border-color:var(--aqua)}
.lead-form .row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.lead-form .consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted)}
.lead-form .consent input{width:auto;margin-top:5px}
.lead-form .btn{justify-self:start}
.lead-form .hp{position:absolute;left:-9999px}
.form-status{margin:0;font-weight:700;color:var(--navy)}
@media (max-width:600px){.lead-form .row2{grid-template-columns:1fr}.lead-form .btn{justify-self:stretch}}